You can pay off your Zilch instalments at any time before their due dates. Making payments early may help increase your credit limit.
How to make a payment early
Open the Zilch app
Go to Purchases
Select which purchase you want to make a payment on
Choose one or several payments to make
If you have an iPhone, you can make your payments with Apple Pay, too – just make sure you don't select your Zilch card if you've added it to your Apple Wallet. As soon as you pay all four instalments of a purchase, we'll add the total purchase amount back to your available credit.
Or try Pay now
Remember, if you're keen to pay off a purchase as soon as possible, you can also use Zilch to Pay now – you'll pay 100% of your purchase cost at checkout and you'll get up to 5% back in Rewards. Plus, with Boost, you can even spend a little more than your available credit.
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