Boost lets you spend more than your available credit limit by adding the difference to your first instalment – so you can still go ahead with your purchase. Handy.
Example:
If your available credit is £200 and you want to buy something for £300, we’ll add the extra £100 to your first instalment. You’ll then pay the rest in your usual three remaining instalments.
You’ll need enough in your bank account to cover your first instalment plus the extra Boost amount – or your purchase will be declined.
How to turn Boost on or off
How to turn Boost on or off
Open the Zilch app
Go to Account
Select Zilch card settings
Toggle Boost on or off
When Boost is on, we’ll automatically apply it at checkout if your purchase goes over your available credit. Want to opt out? Just switch it off in the same place.
You might find these Help Centre articles useful: