Is Zilch free to use?

When you use Zilch Anywhere, every Pay over 6 weeks purchase is up to £3.50. We'll add this fee to your first instalment. Remember, Pay over 6 weeks has a minimum purchase limit of £10, if you spend less than this, your purchase will be made with Pay now.

When you use Zilch Anywhere, every Pay over 3 months purchase has a fee of £7.50. We'll add this to your first instalment.

You can Snooze some instalments by 4 days for free, and pay a small fee to Snooze your last, or all your remaining instalments. It costs £3 to Snooze any instalments by 8 days (if you're eligible).

There are no Pay now fees, and we'll give you up to 5% back in Rewards for every purchase you make. Just remember to search for your store in the app and enable your card first so you can get the most Rewards each time.