Pay over 6 weeks spreads your purchase over four instalments. You'll pay the first 25% or 50% at checkout, and the rest in three instalments you make every two weeks for a total of six weeks.

For example, if you make a £300 purchase and pay 25% at checkout, your payments will look like this:

If you pay 50% at checkout, your payments will look like this:

To make a Pay over 6 purchase online:

Can't find your store in the app? You can always use Zilch Anywhere:

Zilch Anywhere has a fee of £3 for Pay over 6 weeks.

To make a Pay over 6 weeks purchase in-store, you'll need to add your Zilch card to Google Pay, Apple Pay or Samsung Pay so you can use Tap and Pay, then:

Can't find your store in the app? You can always use Zilch Anywhere:

Zilch Anywhere has a fee of £3 for Pay over 6 weeks.

There is a fee of £0-3 to use Pay over 6 weeks. If you use Zilch Anywhere, the fee is £3 every time but you can get lower or zero fees by searching for a store in the app and enabling your card first. To do this: