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Is Zilch free to use?
Is Zilch free to use?

How much is Zilch?

Updated over a week ago

Zilch will never charge late fees, but there are some fees for our features. Remember, you can get lower or even zero fees on Pay over 6 weeks and Pay over 3 months purchases when you search for your store in the app and enable your card first. We're adding new deals all the time, so it's always worth checking.

Pay over 6 weeks fees

When you use Zilch Anywhere, every Pay over 6 weeks purchase has a fee of £3. We'll add this fee to your first instalment. Remember, Pay over 6 weeks has a minimum purchase limit of £10, if you spend less than this, your purchase will be made with Pay now.

Pay over 3 months fees

When you use Zilch Anywhere, every Pay over 3 months purchase has a fee of £7.50. We'll add this to your first instalment.

Snooze fees

You can Snooze some instalments by 4 days for free, and pay a small fee to Snooze your last, or all your remaining instalments. It costs £3 to Snooze any instalments by 8 days (if you're eligible).

Pay now

There are no Pay now fees, and we'll give you up to 5% back in Rewards for every purchase you make. Just remember to search for your store in the app and enable your card first so you can get the most Rewards each time.


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