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Delay a payment with Snooze

Give yourself an extra 4 or 8 days to pay.

Updated over 4 months ago

Snooze lets you delay your payment date for any Pay over 6 weeks or Pay over 3 months purchase. You can only use Snooze once per purchase and at least 24 hours before your due date.

Snooze a Pay over 6 weeks purchase:

  • Snooze one or more payments

  • Snooze for 4 days (Pay over 6 weeks purchases only)

  • Snooze for 8 days (if you're eligible)

  • Snooze certain instalments for free

  • Delay payments without impacting your credit

Snooze a Pay over 3 months purchase:

  • Snooze all your remaining instalments

  • Snooze for 8 days

  • Delay payments without impacting your credit

(There isn't a 4-day Snooze option for Pay over 3 months.)
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Can't see Snooze for 8 days?

We're rolling this out to select customers at the moment. If your account is eligible, you'll see the option to Snooze for 8 days in your app.

Which instalments can I Snooze?

You can delay all your upcoming instalments or just your next one. You can't Snooze your first instalment as you must pay this at checkout.

Is Snooze free?

Depending on which instalment you select, you can Snooze for free, or might need to pay a small fee.

Snooze a Pay over 6 weeks purchase for 4 days:

  • Free to Snooze your second or third instalment

  • £1.50 to Snooze your last instalment

  • £1.50 to Snooze all remaining instalments

Snooze a Pay over 6 weeks purchase for 8 days:

  • £3.00 to Snooze any instalment

  • £3.00 to Snooze all remaining instalments

Snooze Pay over 3 weeks purchase for 8 days:

  • £3.00 to Snooze all remaining instalments

When do I pay for Snooze fees?

Any fees will be taken from your linked debit card as soon as you Snooze a payment.

How to use Snooze

Using Snooze for a payment is easy:

  • Open the Zilch app

  • Go to Purchases

  • Select which purchase you want to Snooze

  • Select Delay payment with Snooze

  • Choose if you want to delay all or just your next instalment

  • Choose how long to delay

Your Snooze fee will be taken from your account immediately, and your new due dates will show in the Purchases area of your app.

Will Snooze affect my credit limit?

No, Snooze gives you the flexibility to delay payments without impacting your credit limit. Your Snoozed instalments won't count as missed payments because Snooze creates a new due date.

Still need help?

Get in touch or start a Live Chat in the app.

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