Your available credit could increase when you make regular repayments on time or early.
Tasks to increase your Zilch available credit
You'll find specific one-time tasks in the app that might help grow your credit, just tap on your available credit to see them. These include:
Connecting to Open Banking
Making your first Tap and Pay purchase with Zilch in-store
Enabling your card for the first time
Making your first Pay now purchase
Adding your Zilch card to Apple Wallet, Google Wallet or Samsung Wallet
Don't want your available credit to go up?
Just get in touch or start a Live Chat in the app and let us know.
You might find these Help Centre articles useful: