When you sign up to Zilch, we’ll give you your credit limit, which you can use for Pay in 4 purchases. If you choose to link your bank account to Zilch with open banking, it’ll give us a better understanding of your finances, meaning we might be able to increase your credit limit.
How does open banking work?
When you link open banking, your information will be shared with our partner, Yapily. They’ll run secure checks so we can give you a more bespoke credit limit. It’s that simple.
Is it safe?
It’s totally safe and secure – any data we take goes through stringent security protocols. You can tell your bank to stop sharing your information at any time, so you have complete control and peace of mind.
If you have any questions about how we handle your open banking data, you can contact us at [email protected].