What is Pay in 1?
Learn about the perks of shopping with Zilch when you choose to Pay in 1
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Written by Zilch Support
Updated over a week ago

Pay in 1 is as simple as it sounds – the entire purchase amount is charged to your linked debit card when you check out or Tap and Pay. It’s a fuss-free way to pay and you’ll earn Zilch Rewards while you shop. Sounds good, right?

What are Zilch Rewards?

Zilch Rewards are credited to your account when you choose to Pay in 1. These can be saved up and spent on anything from tomorrow’s flat white to those new trainers.

Get up to 5% back in Zilch Rewards when you shop online by searching our app for your chosen store and enabling your card for Pay in 1 before checkout. You’ll also receive 0.5% back in Zilch Rewards when you use Zilch Anywhere or Tap and Pay in-store.

How do I use Pay in 1?

Ready to start earning Rewards? We bet you are. Saving while you spend is easy. Simply follow the steps below:

  • Open the Zilch app

  • Find a retailer via our storefront or search bar

  • Select Pay in 1 (you can also choose Pay in 4 if you want to split the cost)

  • Tap Enable card

  • You’ll be redirected to the retailer to start filling your basket

  • When you’re ready to check out, come back to the Zilch app to copy your card details

  • Check out with the retailer using your Zilch card

  • Enjoy up to 5% credited to your Zilch account in Rewards instantly. Nice.

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