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How do I sign up to Zilch?
How do I sign up to Zilch?

Get a Zilch account.

Updated over a week ago

Signing up to Zilch is quick and easy, and you can do it in the Zilch app with just a few taps. Don't have the app? You can get it from the App Store (iOS) or Google Play (Android).

Make a Zilch account

Open the app and select Create account, then follow the instructions. We'll run a soft credit check and need to verify your ID as part of getting your account set up.

What do I need to make an account?

You'll need the following to make a Zilch account:

  • A valid UK debit card

  • A UK-based postal address

  • A mobile phone number

  • An email address

To issue your Zilch card, we'll also need the following:

  • Proof of ID

  • Proof of address

Learn more about how we verify your ID.

Will Zilch run a credit check?

Yes, we run a soft credit check when you sign up, but this won't affect your credit score. We're a responsible lender, so we need to run a credit check to make sure we don't offer you more than we think you can comfortably afford.

Am I eligible for Zilch?

To be eligible for Zilch, you must meet our eligibility criteria.

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