Signing up to Zilch is quick and easy, and you can do it in the Zilch app with just a few taps. Don't have the app? You can get it from the App Store (iOS) or Google Play (Android).
Make a Zilch account
Open the app and select Create account, then follow the instructions. We'll run a soft credit check and need to verify your ID as part of getting your account set up.
What do I need to make an account?
You'll need the following to make a Zilch account:
A valid UK debit card
A UK-based postal address
A mobile phone number
An email address
To issue your Zilch card, we'll also need the following:
Proof of ID
Proof of address
Learn more about how we verify your ID.
Will Zilch run a credit check?
Yes, we run a soft credit check when you sign up, but this won't affect your credit score. We're a responsible lender, so we need to run a credit check to make sure we don't offer you more than we think you can comfortably afford.
Am I eligible for Zilch?
To be eligible for Zilch, you must meet our eligibility criteria.
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