All Collections
Using Zilch
Why was I charged a fee to Pay in 4?
Why was I charged a fee to Pay in 4?
Find out where you’ll incur a fee when shopping with Zilch
Written by Zilch Support
Updated over a week ago

We try our best to make shopping with Zilch fee-free. However, there are some instances where you might be charged a little extra on your purchase.

  • You’ll be charged a £2.50 fee when you Pay in 4* using Zilch Anywhere or Tap and Pay (including using Apple, Samsung or Google Pay).

  • You’ll be charged up to £2.50 if you make a Pay in 4 purchase at a store we’re not currently partnered with.

Don’t worry – you’ll never be charged to Pay in 1, and we’ll always make the fees clear before you enable your card.

Need more help? Contact our Customer Support team.

*APR 18.1%.

Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative example: Representative APR 18.1% (fixed) based on total spend: £240 (+£2.50 fees). Total repayable: £242.50 paid over six weeks, first payment £62.50, then three payments of £60.00 every two weeks. T&Cs apply

Did this answer your question?