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How much does using Zilch cost me?
How much does using Zilch cost me?

Learn more about where you’ll be charged for using Zilch (and where you can use it absolutely free)

Written by Zilch Support
Updated over a week ago

At Zilch, we try our best to make sure you never incur extra costs when you shop. However, you may be charged a fee when making a purchase at a store we’re not affiliated with.

Where can I shop fee-free?

When you Pay Now, you’ll never be charged fees – that’s absolutely zero.

There are also thousands of stores you can shop at using Pay over 6 weeks with no fees. These include Amazon and eBay – see them all over on the Zilch app.

Where will I be charged a fee for using Zilch?

It’s worth noting that using Zilch Anywhere to Pay over 6 weeks will incur a £2.50 fee. It’ll also cost you £2.50 to use Pay over 6 weeks online or in-store using Apple, Samsung or Google Pay*.

Don’t worry, fees will always be made clear at the checkout. Here’s how that’ll look while you shop…

*APR from 18.1%.

Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative example: Representative APR 18.1% (fixed) based on total spend: £240 (+£2.50 fees). Total repayable: £242.50 paid over six weeks, first payment £62.50, then three payments of £60.00 every two weeks. T&Cs apply

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