At Zilch, we try our best to make sure you never incur extra costs when you shop. However, you may be charged a fee when making a purchase at a store we’re not affiliated with.
Where can I shop fee-free?
When you Pay in 1, you’ll never be charged fees – that’s absolutely zero.
There are also thousands of stores you can shop at using Pay in 4 with no fees. These include Amazon and eBay – see them all over on the Zilch app.
Where will I be charged a fee for using Zilch?
It’s worth noting that using Zilch Anywhere to Pay in 4 will incur a £2.50 fee. It’ll also cost you £2.50 to use Pay in 4 online or in-store using Apple, Samsung or Google Pay*.
Don’t worry, fees will always be made clear at the checkout. Here’s how that’ll look while you shop…
*APR 18.1%.
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative example: Representative APR 18.1% (fixed) based on total spend: £240 (+£2.50 fees). Total repayable: £242.50 paid over six weeks, first payment £62.50, then three payments of £60.00 every two weeks. T&Cs apply