Congrats! You've earned some Zilch Rewards and now you want to spend them. You can choose to spend them online or in-store, whether you're paying for the item in full or via Pay over 6 weeks. If you don't have enough Rewards for the entire purchase, we'll simply deduct your Rewards balance from the total (you'll be able to see this info on the purchase page within your settings). But remember, Zilch Rewards are non-refundable, so spend wisely.
Here's a quick and simple how to video
How to spend Zilch Rewards online
Log in to your account, then search our storefront to find your chosen store.
If you're seeing the Pay the same way? screen and you didn't use Zilch Rewards for your most recent transaction, make sure to select Change preferences.
Choose how you’ll pay – Pay over 6 weeks or Pay now.
Slide the Rewards toggle, then select Enable card and you’re good to go.
How to spend Zilch Rewards in-store
Log in to your account, then select Zilch Anywhere on our storefront.
If you're seeing the Pay the same way? screen and you didn't use Zilch Rewards for your most recent transaction, make sure to select Change preferences.
Choose whether you want to pay online or in-store.
Choose how you’ll pay – Pay over 6 weeks or Pay it all now.
Slide the Rewards toggle. You’re now ready to Tap and Pay.